Blue mosaic pattern

Credit Cards

Application required. Please stop by the bank to pick up an application.

Visa™ and MasterCard™ Credit Cards

Our card is unique! Our card charges no fees or penalties for:

  • Cash advances
  • Late payments
  • Over-limit transactions
  • Balance transfers

Our interest rate does not increase due to late payments, cash advances, or over-limit transactions!

Grace period is 35 days for repayment of balance for purchases. We use the average daily balance method including purchases for computing the balance on your account. Earn Rewards by Using Your First State Bank Credit Card You earn points toward gifts and travel rewards just by using your First State Bank of Newcastle Visa™ or MasterCard™. You earn 1 point for every $1 you charge on your card. Choose from gift awards, airline travel, rental car discounts and coupons, and hotel coupons. Your monthly statement will include details about how many points you have earned.

Go to to browse the awards and obtain an order form to redeem your points.

You can view important information about your credit card online.

Go to to:

  • Check your balance, available credit and transactions since your last statement
  • Get credit card account summary information
  • Get an online credit card statement
  • Download data to financial software such as Quicken™ or Money™
  • Make online credit card payments
  • Get transaction and spending reports

For Lost or Stolen Credit Card Call:


First State Bank is not liable for any failure of products or services advertised on the links listed on the bank’s website.

Credit Card Agreement available under the Disclosures.


First State Bank of Newcastle

“Community Banking for You”

Serving Northeast Wyoming since 1924
Our Institution is rated 5-Stars by Bauer (Awarded June 2018)

Bauer Financial
Coral Gables, FL