Credit Cards

Application required.  Please stop by the bank to pick up an application.

Visa™ and MasterCard™ Credit Cards

Our card is unique!  Our card charges no fees or penalties for: 

  • Cash advances
  • Late payments
  • Over-limit transactions
  • Balance transfers

Our interest rate does not increase due to late payments, cash advances, or over-limit transactions!

Grace period is 35 days for repayment of balance for purchases. We use the average daily balance method including purchases for computing the balance on your account.

Earn Rewards by Using Your First State Bank Credit Card

You earn points toward gifts and travel rewards just by using your First State Bank of Newcastle Visa™ or MasterCard™. You earn 1 point for every $1 you charge on your card. Choose from gift awards, airline travel, rental car discounts and coupons, and hotel coupons. Your monthly statement will include details about how many points you have earned.

Go to to browse the awards and obtain an order form to redeem your points.

Manage Your Account Online

You can view important information about your credit card online.

Go to to:

  • Check your balance, available credit and transactions since your last statement
  • Get credit card account summary information
  • Get an online credit card statement
  • Download data to financial software such as Quicken™ or Money™
  • Make online credit card payments 
  • Get transaction and spending reports

For Lost or Stolen Credit Card Call:  1-800-325-3678

First State Bank does not endorse or guarantee any products, information, or recommendations provided on any of the links listed on the bank's website.

First State Bank is not liable for any failure of products or services advertised on the links listed on the bank's website.

The privacy policy, for each of the sites listed as links on the bank's website, may differ from the bank's privacy policy.

Contact Us

Address:      P O Box 910
                      24 N. Sumner
                      Newcastle, WY 82701

Phone:         1-307-746-4411
Toll Free:     1-888-788-2892
24-Hr:           1-307-746-CHEK (2435)
Fax:               1-307-746-2936